SERVICES WE PROVIDE
Life Insurance
Life Insurance is the foundation of financial security and is designed to help your loved ones deal with the financial impact when you die. It provides your family with the resources they need to meet expenses. People also purchase life insurance to accumulate funds for future needs, such as retirement income, college funding, emergencies or simply a fund for future opportunities.
Options for Life Insurance
- There are many different options for buying life insurance but it is actually not as complicated as it may seem. When it comes down to it, there are essentially two kinds of policies: Term Life and Permanent Life. Term life insurance lasts for a specific amount of time (10/20/30 years) and expires at the end of the term. Whole life insurance, on the other hand, is a form of permanent life insurance and lasts your entire life. Variations of each type include an individual life policy; group life insurance; final expense and etc. The type of coverage you should look at depends upon your need. An analysis takes a few short minutes and to obtain a quote.
Individual & Family Health Insurance
Health insurance is protection against medical costs. The cost and range of protection provided by your insurance is dependent upon your specific coverage and policy you purchase. If your employer does not offer a health insurance plan, you may wish to purchase coverage on your own. In some cases, you may qualify for financial assistance through the Federal Marketplace.
As an independent broker, we offer options.
- Major medical policies with carriers such as Blue Cross and Blue Shield of Oklahoma; United Healthcare; Bright Health; Medica; Oscar Health; ect.
- Federal Marketplace (Obamacare) for those in need of financial assistance.
- Insure Oklahoma subsidies for Oklahoma business employer insurance.
- Dental, Vision and Disability insurance can cover the gaps that other medical policies miss.
- Travel Insurance for those needing coverage while traveling on vacation.
- Short term medical insurance for those between jobs or students between semesters.
Medicare Supplement/RX and Medicare Advantage Plans
Medicare supplement insurance is sold by private insurance companies to fill the "gaps" in Medicare Parts A, B and D coverage. Medicare supplements, Medicare Advantage and Prescription Drug plans are available from some of the largest most respected insurance companies in America.
Question? Are you better off with a Medicare supplement with a RX card or a combined Medicare Advantage Plan?
- Will your doctors or pharmacy accept your plan? We can help research your doctors and medications.
- Will the plan you select meet your budget? We can review plan options to meet your pocketbook.
- Choosing the right Medicare plan is an important decision. We understand, and we want you to feel confident in your choice. Let us help you find the insurance plan that's right for you.
Group Medical and Life Insurance
Group Medical Insurance
Group medical insurance is health insurance available for companies with as few as two employees. It helps companies identify and mitigate risks of their employees and an effective means of employee retention. Employee subsidies may be available through the Insure Oklahoma and Federal Marketplace programs.
Dental - Vision - Disability Insurance
Group Life, Dental, Vision and Disability insurance can be included to cover the gaps that other medical policies miss.
Ron Powell & Associates LLC
1300 McGee Drive, Suite 105Norman, OK 73072(405) 321-0101 fax (405) 321-0105